Private personal finance

Know where your money goes.
Keep it to yourself.

Spendly tracks your spending, keeps your budgets on course, and moves you toward your savings goals — across every currency you use. Your data stays yours, and the app works even when you're offline.

Free trial included — explore everything before you commit.

Private by design
Works offline
Multi-currency
Budgets & reports
Everything in one place

A clearer picture of your money

Spendly brings your wallets, budgets, and goals together — so you always know where you stand, without the spreadsheets.

Track every wallet

Log income and spending across cash, cards, and accounts. See each transaction sorted, categorised, and searchable in seconds.

Budgets that hold

Set limits by category and watch them in real time. Spendly nudges you before you overspend, not after.

Reach your goals

Save toward the things that matter — a trip, a cushion, a big purchase — and track progress with clear, motivating milestones.

Any currency

Spend and earn in different currencies? Spendly converts with up-to-date rates so your totals always make sense.

Reports that make sense

Monthly breakdowns and trends in plain language. Understand your habits at a glance and adjust with confidence.

Works offline

Add and review transactions with no signal at all. Everything syncs safely the moment you're back online.

Your data, your rules

Built to keep your finances private

Spendly is a place to track your money, not a product that sells it. Privacy isn't a setting here — it's how the app is built.

  • We never sell your dataYour financial information is never sold or shared for advertising.
  • Strong encryptionPasswords are hashed and your data is protected in transit and at rest.
  • Lock it with biometricsAdd Face ID, fingerprint, or a passcode for a private front door.
  • Export or delete anytimeTake your data with you, or remove your account whenever you choose.
Start today

Take control of your money

Download Spendly, start your free trial, and see where your money really goes — privately.